Credit Manager
West Kent • Permanent • £30000 - £35000
About our client:
This organisation operate in the Financial Services sector and this position focuses on Credit Risk Management relating to lending applications in the region of £100,000 to 2 Million
Description:
- Review and assess in details loan applications received from the lending team, and prepare those credit applications handled centrally within. Complete Credit Grading matrix. Provide a rationale for agreeing or rejecting the application prior to submitting to the Head of Credit or the Credit Controller.
- Support the Head of Credit and the Credit Controller in the review and active management existing and higher risk accounts in order to protect the organisations assets and minimise potential loan losses. Assist in the reporting process to facilitate the Quarterly Portfolio Review of accounts.
- Process variations and amendments in loan terms and conditions sought by regional managers and assessors and/or required by Credit Department up to requisite/extensions of existing loan facilities and amendments to security arrangements in order to retain/improve loan credit quality.
- Represent the Credit Department in external borrower meetings with other lenders, accountants and lawyers as required.
- Participation in internal meetings/discussions with the organisations senior management and credit committees, regarding credit related matters as and when required.
- Provide input to the Loans Administration as required in preparing papers for Credit Committee.
- Take a proactive role in the department, and assist where required other Credit Department colleagues.
Profile:
EXPERIENCE IN FINANCIAL SERVICES / BANKING SECTOR ((ESSENTIAL)
Excellent organisational skills.
Ability to prioritise and meet deadlines
Ability to make key decisions
Where specific UK qualifications are required we will take into account overseas equivalents.
What's on offer
A competitive Salary and benefits package.
